★★★★★
“Always great to work with Kiersten. Makes exceptional effort to answer questions and provides the best possible options to make informed decisions. Will always refer and return to Kiersten when it comes time to renew my mortgage.”
Guiding you home.
A mortgage is personal. Your advice should be too.
Whether you're buying, renewing, or refinancing, I'll take the time to understand your goals, explain your options clearly, and help you choose the right path forward.
What do you need help with?
Popular Searches
Prefer to talk it through? Let's talk.
Where to Begin
What's on your mind?
Buying, renewing, or refinancing? Every mortgage decision starts with a question. Let's explore yours.
Buying a Home
Can I actually afford to buy?
Wondering what you could qualify for, how much you need to save, or where to even begin? Let's make the numbers and the next steps easier to understand.
Explore buying a home
Mortgage Renewals
Is it time to rethink my mortgage?
Your renewal isn't just paperwork. It's an opportunity to review your rate, payments, and options before committing to another mortgage term.
Explore your renewal options
Mortgage Refinancing
Could refinancing improve my monthly cash flow?
Whether you're juggling debt, planning renovations, or thinking about using your home equity, let's look at what's possible and what it could really cost.
Explore refinancing
Mortgage Scenarios
Some mortgage situations need a closer look.
The answer can change depending on the property, the timing, the income being used, the lender, or what needs to happen next.
Explore all Mortgage Scenarios
Separation & Divorce
What happens to the mortgage when you separate?
Explore keeping the home, a potential spousal buyout, refinancing, buying another home, and qualification after separation.
See this scenario
Self-Employed Income
I’m self-employed. How will a lender look at my income?
Understand how lenders may review business history, tax returns, and income that does not always fit neatly on paper.
See this scenario
Buying Before Selling
Can I buy another home before mine sells?
See how qualification, available down payment, a firm sale, bridge financing, and timing can affect the plan.
See this scenario
Mortgage Resources
Find what you're looking for.
Whether you want a quick answer, a detailed guide, or numbers you can explore for yourself, start here.
Mortgage Guides
Show me how it works.
Step-by-step guidance for buying, renewing, refinancing, and making important mortgage decisions.
Explore Mortgage Guides
Mortgage Minutes
I have a quick question.
Short, practical answers to common mortgage questions without reading an entire guide.
Explore Mortgage Minutes
Mortgage Basics
Help me understand.
Straightforward explanations of mortgage terms, rules, and concepts without unnecessary jargon.
Explore Mortgage Basics
8 Mortgage Calculators & Planning Tools
Your mortgage. Your numbers.
Calculate payments, explore affordability, plan your down payment, compare mortgage options, and see what refinancing could look like.
Curious what your numbers could look like?
Explore All 8 Mortgage ToolsLocal Mortgage Help
Mortgage help, close to home.
I'm based in Pitt Meadows and work with buyers and homeowners throughout the Lower Mainland and Fraser Valley, with dedicated mortgage resources for the communities I work in most often.
Right Here at Home
Pitt Meadows
I’m based in Pitt Meadows and help local buyers and homeowners with purchases, refinancing, renewals, and more complicated mortgage situations.
See Mortgage Help in Pitt Meadows
Just Next Door
Maple Ridge
Mortgage help for Maple Ridge buyers and homeowners, including purchases, refinancing, renewals, property-specific financing, and situations that need a closer look.
See Mortgage Help in Maple Ridge
More Communities
Mortgage guidance across the Lower Mainland and Fraser Valley.
Start with your community, then explore mortgage guidance for buying, refinancing, renewals, and situations that may need a closer look.
Tri-Cities
Port Coquitlam
Mortgage guidance for purchases, refinancing, condos, and situations that need a little more planning.
Explore Port Coquitlam
Tri-Cities
Coquitlam
Help with buying, refinancing, renewals, and mortgage situations that are not always straightforward.
Explore Coquitlam
Tri-Cities
Port Moody
Mortgage guidance for condo buyers, homeowners, refinances, renewals, and changing housing plans.
Explore Port Moody
Fraser Valley
Langley
Mortgage help for buyers and homeowners, including purchases, refinancing, and more complex income or property situations.
Explore Langley
Fraser Valley
Mission
Local mortgage guidance for purchases, refinancing, rural properties, and situations that need a closer look.
Explore Mission
Fraser Valley
Abbotsford
Mortgage help for buyers and homeowners, including purchases, refinancing, equity planning, and self-employed income.
Explore Abbotsford
Meet Kiersten
Mortgage advice built around you.
A mortgage is a big financial decision, and I don't believe it should feel rushed or confusing.
My job is to understand what you're trying to accomplish, explain your options clearly, and help you choose a mortgage that fits your plans, not simply find you a rate.
I want you to feel confident about the decisions you're making and comfortable asking questions along the way.
Client Reviews
What clients say after the mortgage is done.
Real experiences from clients I've helped through purchases, refinances, and other important mortgage decisions.
Google Review
1 of 20 reviews
Let's Connect
Let's talk about your next move.
Buying a home, refinancing, or facing a mortgage situation that needs a closer look? Tell me what you're working toward, and I'll help you explore the possibilities.