Before You Make an Offer
Plan your home purchase knowing what to expect next.
The BC Home Buyer Planning Guide helps you understand the steps that come before an offer, from down payment planning and pre-approval to closing costs and completion day.
It’s designed to help you prepare the right questions and make more informed decisions before you make an offer.
No email required.
This guide is designed to help you
- Understand the complete home-buying process
- Know what to prepare before you start
- Reduce surprises before making an offer
Inside the Guide
Practical planning from first numbers to completion day
Work through the decisions one step at a time and identify what may still need to be reviewed before you make an offer.
Continue Your Planning
Explore each part of your home-buying plan.
Use the related tools and guides to work through down payment, pre-approval, closing costs, and community planning at your own pace.
Down Payment Planning
Understand how much you may need
Explore minimum down payment requirements and see how your available savings may fit with the rest of your purchase plan.
Mortgage Preparation
Prepare for your pre-approval
Understand what may be reviewed, what documents could be needed, and what can affect your qualification while you are shopping.
Closing Cost Planning
Plan beyond the down payment
Estimate legal fees, property transfer tax, adjustments, moving expenses, and other costs that may arise around completion.
Community Planning
Choose a location that fits your life
Compare communities, property types, commuting considerations, monthly costs, and the longer-term fit of where you buy.
A Note from Kiersten
Why I created this guide
The beginning of the home-buying process can come with a lot of questions, especially when you are trying to understand what needs to happen before you make an offer.
I created this guide to bring those pieces together in one place, so you can work through them at your own pace and feel more prepared for the conversations and decisions ahead.